Credit Analyst

Pratik Aday Servisi

Our client, a multinational bank, is looking to add a Credit Analyst to its team for its office based in Istanbul.

Qualifications:

• Relevant Undergraduate Degree (BSc in BA, Economics, Finance, etc.);
• 5-7 years’ experience as credit analyst in a corporate banking department;
• Strong financial analytical skills;
• Detailed understanding of credit analysis, procedures and practices;
• Familiar and experienced with in dealing large corporates;
• Awareness for and interest in international politics and economics;
• Good Command of English both written and spoken;
• Ability to work in a team including interacting with teams located in other locations (Europe, MENA);
• Ability to analyze and evaluate counterparty risk and financial condition utilizing quantitative and qualitative data;
• Needs to be pro-active to assist the bank in maintaining best credit practices;
• Attention to detail/conscientious;
• Team participant.

Job Description:

• Preparing and submitting Credit Application Forms, (CAFs), for new business proposal and Annual Reviews, assisting and advising as required, other department members involved in such CAF preparations;
• Undertaking in-depth financial analysis of inter alia, balance sheet, profit & loss and cash flow statements in support of CAF presentations, in line with best practices, fully liaising where necessary with Relationship Managers, Product Managers etc. to ensure adequate information flows;
• Accessing as required, external information sources and appropriate research databases in support of CAF presentations;
• Undertaking site visits as required for the purposes of information gathering and monitoring in conjunction with Account Officers and others;
• Monitoring current developments which may affect the Bank’s customers and recommend appropriate action if necessary;
• Complying with the Bank’s internal risk management policies, (including Group Credit Policy), and procedures and general standards of operations;
• Liaising with Risk Management and other Bank departments as and when necessary;
• Complying with all relevant external legal, regulatory and reporting requirements;
• Supporting the Head of Client Credit Management in ad-hoc risk-related special tasks and projects.